Blogs

Imagine a financial tool that seamlessly adjusts itself to the changing rhythm of interest rates, offering adaptability without compromising on stability. In an era where even the smallest shifts in economic conditions can ripple through portfolios, floating-rate bonds emerge as a solution designed for maintaining stability in returns.  Whether you’re safeguarding hard-earned wealth or pursuing […]

If you’ve ever wondered why your loan EMIs fluctuate, why prices move up and down drastically in the market and what makes the interest rates on your savings change, let’s introduce you to repo rate.   One of the most powerful tools in a central bank’s arsenal, the repo rate shapes everything from inflation to investment […]

Taxes can take a significant bite out of investment returns, making it essential for investors to explore ways on how to reduce tax legally while building wealth. In India, where tax laws impact every type of investment, understanding the taxation framework can help investors structure their portfolios efficiently and reduce income tax legally without running […]

  The recent discontinuation of the Sovereign Gold Bond (SGB) scheme by the Indian government marks a shift in the country’s gold investment landscape. Since its inception in 2015, SGBs had emerged as a preferred investment choice for Investors seeking exposure to gold without the complications of physical gold possession. What made SGBs attractive include […]

Picture this: You’re in your early 40s, waking up without an alarm, sipping coffee at a scenic beachside café, and knowing you never have to work for money again—unless you want to. Sounds like a dream? For many Gen Zs, this vision isn’t just wishful thinking; it’s a financial goal.  The desire for financial independence […]

Hitting your 50s can feel like standing at a financial crossroads. On one hand, you’re likely at your peak earning potential, possibly debt-free, and thinking about life after work. On the other hand, retirement isn’t far off, and the pressure to ensure financial security intensifies. Are you saving enough to retire comfortably? Have you built […]

For decades, blue-chip stocks have been the cornerstone of long-term investment portfolios. These stocks, issued by well-established companies with a history of stable earnings, have long been seen as the ultimate safe bet in the equity market. However, with rising market volatility, fluctuating dividends, and economic uncertainty, investors are increasingly wondering whether equities alone can […]

When investors think of banks, they often associate them with lending, deposits, and interest rates. However, banks are also major players in the bond market, holding a significant portion of their assets in bonds. But here’s where things get interesting—banks can’t just invest in any bond they like. Their bond holdings are subject to regulatory […]

Paying taxes on income is inevitable, but let’s be honest, we all want to keep as much of our income as we can to ourselves. The government allows you to save taxes under predetermined sections of the Income Tax Act, and most people utilize these deductions and exemptions well. However, sometimes we struggle to go […]