Blogs

featureBlogImage
  • Bonds,Financial Goals,Fixed Income Investments
  • 8 min read

How to Choose the Right Bond for You: A Guide to Smart Bond Investing

In the ever-evolving financial landscape, diversification has become an essential strategy for safeguarding and growing wealth. While equities and real estate can offer high returns, they often come with higher risks. This is where bonds, the fixed income investments that provide more stability, play an integral role in balancing portfolios. By adding bonds to your […]

Saurav Ghosh | Co-founder, Jiraaf
All Categories
featuredImage
  • Bonds,Interest rates,What's Trending
  • 9 min read

RBI Governor Rules Out Rate Cut: Govt Bond Yields Harden

The Reserve Bank of India (RBI) Governor Mr. Shaktikanta Das has ruled out the possibility of a rate cut in near future. “Rate cut at this stage will be very premature and can be very, very risky. When your inflation is 5.5 per cent and the next print is also expected to be high, you […]

Vineet Agrawal | Co-founder, Jiraaf
featuredImage
  • Fixed Income Investments,What's Trending
  • 8 min read

Global Investors Pull Money Out of Indian Bonds: What It Means for India’s Debt Market

In a significant development, global investors have started to withdraw money from Indian bonds this month, raising concerns about the stability and attractiveness of the nation’s debt market for global investors. During the current month, foreign investors have pulled out more than ₹ 5000 crore from Indian bonds. As per reports, Foreign Institutional Investors (FIIs) […]

Saurav Ghosh | Co-founder, Jiraaf
featuredImage
  • Bonds,What's Trending
  • 10 min read

SEBI Introduces Liquidity Window Facility for Bond Investors: A Game Changer for the Indian Bond Market

The Securities and Exchange Board of India (SEBI) has made a significant announcement on 16th October 2024, introducing a liquidity window facility for bond investors, marking a transformative step for the Indian bond market. The Liquidity Window facility is introduced under Regulation 15 of SEBI’s Issue and Listing of Non-Convertible Securities Regulations, 2021. This regulation […]

Vineet Agrawal | Co-founder, Jiraaf
featuredImage
  • Bonds,Fixed Income Investments,What's Trending
  • 11 min read

India Set to be the Second Largest Bond Market in the World: A Transformative Shift

India’s bond market is on the cusp of remarkable growth, positioning itself to become the second-largest globally, behind only the United States. As of March 2024, India’s debt market stands at over USD 2.5 trillion and continues to expand at a rapid pace, driven by a confluence of factors that signal a robust future for […]

Saurav Ghosh | Co-founder, Jiraaf
featuredImage
  • Interest rates,What's Trending
  • 7 min read

RBI’s Monetary Policy Committee Decision: Rate Pause and its Implications on the Indian Economy

The Reserve Bank of India (RBI) has once again decided to hold the key policy rates unchanged, but this time with a significant shift in stance. The Monetary Policy Committee (MPC) decision on interest rates suggested maintaining benchmark short-term lending rate (Repo rate) at 6.50% for the tenth straight meeting. The SDF rate at 6.25%, […]

Saurav Ghosh | Co-founder, Jiraaf
featuredImage
  • Corporate bonds,Fixed Income Investments,Investment Basics
  • 7 min read

What is a Bond? A Comprehensive Guide to Understanding Bonds in Finance

Multiple versions of information about bonds may leave a potential investor confused. Bonds in reality are simple debt instruments issued by an entity with the promise of repaying the principal and interest at defined intervals of time.

Jiraaf | Online Bond Platform Provider
featuredImage
  • Investment Basics,Personal Finance
  • 4 min read

Difference Between Savings and Investment: Why are They Not the Same

If you are a working professional who is earning enough to keep aside a small portion as savings, you definitely would have wondered why so many people nowadays keep talking about investing. ‘Investing’ is not a topic that’s touched upon at the high school level and therefore, as adults, most of us would find the concepts new and somewhat complex. If the unfamiliarity was not enough to keep us away from learning more about it, the concept has numbers involved! Big enough reasons for anyone to avoid the topic altogether.

Jiraaf | Online Bond Platform Provider
featuredImage
  • Financial Goals,Fixed Income Investments
  • 10 min read

Smart Festive Investments: Why Fixed Income Securities Should Be on Your Radar This Festive Season

The festive season is a time of joy, family bonding, eating well and let us be honest, spending. The upcoming festivals of Dussehara, Dhanteras, and Diwali all come with a long list of expenses like gifting, home upgrades, buying new clothes, gold, white goods, and sometimes even a new bike or a new car. Though […]

Vineet Agrawal | Co-founder, Jiraaf
featuredImage
  • Financial Goals,Investment Basics,Personal Finance
  • 8 min read

Balancing Risk and Rewards in Investing: A Guide to Smart Decision-making

It makes no sense to take risks when the outcome doesn’t justify the risks involved. Why take the chance of putting one’s hard-earned money at risk?

Saurav Ghosh | Co-founder, Jiraaf
featuredImage
  • Interest rates
  • 6 min read

U.S. Federal Reserve Cuts Rates: A Global Ripple Effect

In a surprising move, the U.S. Federal Reserve has announced a 50 basis points (BPS) cut to interest rates, stirring excitement and speculation in financial markets worldwide. Surprising because, based on the indications, most analysts were expecting a rate cut of 25 BPS only. This decision, aimed at boosting economic activity amid persistent inflationary pressures, […]

Vineet Agrawal | Co-founder, Jiraaf
featuredImage
  • SGB,Sovereign Gold Bonds,What's Trending
  • 5 min read

Sovereign Gold Bonds Post Budget 2024-25: A New Chapter

The Union Budget 2024-25 brought with it several changes that are set to have a far-reaching impact on the Indian economy. One of the key areas impacted is the gold market, with the Government announcing a reduction in import duty on gold and a review of the Sovereign Gold Bond (SGB) scheme. Let us delve […]

Saurav Ghosh | Co-founder, Jiraaf