Jiraaf Blogs

Global bond index inclusion marks a structural shift in India’s debt market, bringing sustained foreign participation and changing how bonds are priced and traded. Read on to understand its impact on flows, yields, and what it means for investors.  For years, India’s bond market largely moved on its own rhythm, shaped by domestic institutions, policy decisions, and […]

Accrual and duration strategies respond differently to changing interest rates and can significantly impact your bond returns. Understand both approaches and position your portfolio better.  When markets turn uncertain, attention naturally shifts to the central bank’s policy stance, as any change in rates can directly influence your fixed income portfolio.  To navigate this, investors rely on specific […]

Private credit and corporate bonds offer two distinct ways to lend to companies. Understand how they work and which approach aligns better with your investment strategy.  If you have started exploring fixed-income investments, you would have likely come across corporate bonds and private credit as two common options. While both involve lending to companies, the way these products are structured and […]

Gold crossed ~₹1.6 lakh per 10 grams in early 2026, a milestone that reflected just how much the metal had appreciated over the past year. For long-term holders, it was a rewarding run. For those watching from the sidelines, it raised a familiar question: is now the right time to buy in?  The honest answer is that nobody knows. […]

Explore how passive income options can add stability, flexibility, and financial comfort after retirement. This blog breaks down reliable passive income options suited for retirees like you.    Once regular earnings stop, the way money enters your life changes completely. During this time, exploring passive income options becomes useful because it fills the gap left by […]

In the Indian economic landscape of 2026, the traditional definitions of work and financial security have undergone a massive transformation. Today, Indian women are navigating a world where they play multifaceted roles, as high-level professionals in Bengaluru’s tech hubs, creative entrepreneurs in Jaipur’s artisan markets, household CEOs, and lifelong learners. However, with the rising cost of living and […]

Active and passive investing serve different roles, from seeking outperformance to ensuring consistency. Understand how each approach works and how to use them together in your investment journey.  Every investor reaches a point where the question is no longer what to invest in, but how to invest. Should you actively pick up opportunities and aim to outperform, or […]

A core-and-satellite portfolio strategy divides your investments into a stable core allocation and a smaller satellite portion that pursues selective market opportunities. Learn how to structure a Core-and-Satellite portfolio and allocate your investments effectively in this guide.  Not every investment in your portfolio needs to serve the same purpose. Some are meant to protect capital and grow over a long-term horizon, while others help […]

India offers NRIs multiple passive income avenues, from investment-grade bonds and G-secs to dividend-paying equities and income-yielding real estate. Explore the full blog to understand which options align with your risk profile and long-term income goals.  For many NRIs, India remains an emotional anchor; a place of family, familiarity, and long-term connection. But increasingly, it is also becoming a […]