Blogs

Paying taxes on income is inevitable, but let’s be honest, we all want to keep as much of our income as we can to ourselves. The government allows you to save taxes under predetermined sections of the Income Tax Act, and most people utilize these deductions and exemptions well. However, sometimes we struggle to go […]

Owning a home is a dream for many, but let’s face it—home loans come with a heavy interest burden. In fact, by the time you finish repaying your loan, you might have paid nearly double the amount you originally borrowed! Sounds daunting, right? But what if you could neutralize that interest? With smart investment strategies, […]

Corporate bonds are often seen as a reliable way to not only add stability but also generate income in an investment portfolio. With attractive yields and lower volatility compared to equities, corporate bonds present a wholesome opportunity for investors looking to achieve steady returns with moderate risk. Yet, for many, investing in corporate bonds can […]

When it comes to growing wealth, every investor dreams of maximizing returns while keeping risks manageable. The idea of doubling your investment corpus in just five years might seem ambitious, but it is achievable with the right strategy, discipline, and investment avenues. India’s evolving financial ecosystem offers numerous opportunities to retail investors, provided they make […]

Investors globally are drawn to bonds for their ability to provide stability and income to the portfolio, and corporate bond issuances have been on a surge recently. In fact, early 2025 has witnessed a record-setting $83 billion in bond sales as companies capitalize on favorable market conditions. In India, government securities (G-Secs) dominate the domestic […]

The Union Budget for the financial year 2025-26, presented by Finance Minister Nirmala Sitharaman on February 1, 2025, comes at a crucial time for the Indian economy. With global economic uncertainty, rising interest rates, and inflation concerns, fixed income investors are keen to understand how budgetary measures will shape the debt market and investment opportunities. […]

The Union Budget announced on February 1, 2025, introduced significant changes to India’s income tax structure, aiming to boost middle-class spending and stimulate economic growth. Finance Minister Nirmala Sitharaman introduced significant changes to the New Tax Regime. With lower tax rates and minimal deductions, the new regime has been structured to simplify taxation, while the […]

During the FY26 budget announcement, Finance Minister Nirmala Sitharaman was asked if the absence of recent issuances signaled the end of sovereign gold bonds. Her response was cryptic yet telling—”In a way.” To understand why the government discontinued SGBs, let’s revisit their origins, purpose, and challenges. In 2015, the government introduced a scheme to monitor […]

On February 1, 2025, Finance Minister Nirmala Sitharaman presented the much-anticipated Union Budget 2025-26, a financial roadmap aimed at boosting economic growth, improving tax compliance, and strengthening fiscal discipline. This budget comes at a crucial time as the Indian economy navigates inflationary pressures, global uncertainties, and the need for sustained development. This year’s budget introduces […]