On December 10, 2024, the Indian government unveiled a proposal to introduce a savings instrument specifically targeted at the middle class: bonds offering interest rates exceeding the prevailing consumer price inflation (CPI). The initiative aims to provide retail investors with a secure and attractive investment option that can protect their purchasing power in an inflationary […]
Inflation isn’t just an economic buzzword—it’s a force that silently chips away at your wealth. For instance, in the late 1990s, a ₹500 note could comfortably secure about a gram of gold or buy an extravagant dinner for two at a premium restaurant. In 2024, that same ₹500 barely covers a coffee date or a […]
For seasoned investors, junk bonds, or high-yield bonds, represent a fascinating intersection of risk and reward. Far from mere speculative instruments, they have carved out a vital niche in global finance by providing essential funding for companies with ambitious growth plans or complex restructuring needs. In fact, the U.S. high-yield bond universe was valued at […]
Let’s face it, navigating the personal financial maze isn’t a cakewalk. While the stock market often dominates people’s investment decisions, the bond market quietly powers economies, offering savvy investors opportunities to balance portfolios and secure steady returns. But here’s the catch: most personal finance journeys don’t consider bonds until it’s too late. 90% of investments […]
As we start the new year, investors, traders and businesses must be planning new investment strategies. And knowing the NSE holiday schedule is an essential part of this plan for traders. It helps plan strategies effectively, ensuring no crucial opportunities are missed due to unexpected market closures. It also aids investors in managing liquidity, aligning […]
The Reserve Bank of India (RBI) faces one of its most pivotal decisions in recent years as it approaches the Monetary Policy Committee (MPC) meeting scheduled for February 5-7, 2025. With a new Governor stepping in, a delicate balance between supporting economic growth and maintaining inflation stability must be struck. On the global stage, major […]
Imagine waking up one day, free from the constraints of a nine-to-five job, with the liberty to pursue your passions, travel the world, or simply enjoy the slow pace of life. Early retirement is a dream that many aspire to but few achieve. It’s not just about stepping away from work; it’s about ensuring financial […]
In a market where volatility often challenges even the most seasoned investors, identifying instruments that offer a balance between both resilience and growth potential is crucial. Convertible bonds are the answer to those seeking a sophisticated blend of fixed income stability and equity comparable growth. Convertible bonds let you participate in equity growth without taking […]
Have you wondered why a bond’s yield sometimes exceeds its coupon rate or how rate changes affect returns? These aren’t just theoretical questions—they directly impact your investment outcomes. In a market where fluctuating interest rates shape bond valuations, understanding metrics like coupon rate and yield is critical. Knowing the difference between bond yield and coupon […]
As an investor, you must have worked really hard to build a portfolio that aligns with your financial goals, but let’s face it—navigating the taxation landscape can often feel like a challenge. Everyone feels the pinch of losing money to taxes. This is what makes assessing an asset’s returns post-tax implications important. Let’s talk about […]
The bond industry is growing in India due to the different roles that bonds can play in any investor portfolio. From offering money growth to mitigating risks and providing tax efficiency, bonds can be crucial in meeting any financial objective. There is a bond for every purpose and every investor. This blog will explore bonds […]
In the recent years, more and more investors in India have started looking beyond traditional options like stocks and fixed deposits and got into including bonds in their portfolio to diversify their investments and earn returns in a risk-optimized manner. The bonds market in India has grown over 70% in the last five years. As […]