Treasury Bills (T-Bills)
Easy way to earn quick returns on zero to low-risk investments
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What are Treasury Bills?
Treasury Bills (T-Bills) are money market instruments issued by the Government of India to meet its immediate or short-term financial needs with the promise to repay on the pre-determined date.
Considered among the best fixed-income investments in India, T-Bills are zero coupon securities offered at a discount to the face value of the security. The full security face value is paid on the due date.
T-Bills are short-term debt instruments from the government with three tenures of 91, 182 or 364 days. Jiraaf enables you to easily buy T-Bills, with the units allocated into your demat account.
Tenure
3 to 12 Months
IRR
6.5 percent to 7.5 percent
Why invest in Treasury Bills?
Sovereign Guarantee
Issued by Government of India
Safe and secure
Zero to low risk of default
High Liquidity
Short-term instruments from government
No TDS
No TDS deduction on repayment (taxed as STCG)
Risk Mitigation Factor
T-Bills are issued by RBI with a sovereign guarantee (guaranteed by the Govt. of India). Hence, the risk of default is zero to low.
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