Government Securities (G-sec) and State Development Loans (SDL)
Play a part in the growth and development of the country while enjoying the benefits of risk-free returns
What are Government Securities and State Development Loans?
G-Secs and SDLs are government-issued long-term bonds or dated securities that play an important role in the development of both the Central and State governments in India.
These securities, issued and backed by RBI, are among the best investment plans in India. These tradeable debt instruments offer investors risk-free, dated securities with a guaranteed return of both interest and principal from the government.
These high-liquidity instruments can be held over a long period, allowing the investor to earn more in a risk-free way. The maturities range from 5 to 40 years for G-Secs and 10 to 35 years for SDLs.
Anyone can invest in government securities, such as, individuals (including NRIs), trusts, companies, mutual funds, financial institutions, etc.
Tenure
5-40 Years
IRR
7% and above
for 5 years
Why invest in G-Sec/SDL?
No TDS applicable on interest payments
Taxation on Interest Payment and STCG
Taxation on LTCG is 20% flat with indexation benefit
Can be used as loan collateral to borrow funds
Issued by Central or State Govt. of India
Risk-free guaranteed returns
Interest rate protection
Long-term wealth growth
Risk Mitigation Factor
G-Sec and SDLs are issued by Central or State Govt. of India. Hence, the risk of default is zero to minimal.
Have more questions?
Check out our FAQs on G-Sec and SDLs
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[email protected]Disclaimer: Investments in debt securities/municipal debt securities/securitised debt instruments are subject to risks including delay and/ or default in payment. Read all the offer related documents carefully.
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CIN No. U65120KA2021PTC149273
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As you are aware, under the rapidly evolving dynamics of financial markets, it is crucial for investors to remain updated and well-informed about various aspects of investing in securities market. In this connection, please find a link to the SEBI Investor Website https://investor.sebi.gov.in/ where you will find useful information on personal finance and investment useful for existing and new investors. The website contains videos prepared by MIIs related to securities market process education and awareness messages.
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